Payment & Financing Support for Your
Mental Health Care
For out of pocket treatments, payment and financing options are available to help you get the treatment you need.
Financing Options
Unlike many providers, Stella Mental Health offers in-house financing at 0% interest over 3 months with a 50% down payment.
We also offer financing plans that include 0% down through our partnership with Rectangle Health.
To those who qualify
Insurance Coverage
Stella accepts major insurance plans for intake assessments, Transcranial Magnetic Stimulation, Spravato, integration therapy, and follow-up appointments depending on your state and plan.
Non-covered treatments are considered self pay. Your dedicated care team will work with you directly to review coverage, process claims, assist with financing applications and more. Use the tool below to explore coverage:
Stella accepts insurance
Depending on your location and plan, selected services may be covered by insurance.
Flexible Financial Support with
Cost shouldn't stand in the way of getting the treatment you need. Spravato withMe is a cost-savings program that can assist with up to $8,150 of out-of-pocket expenses per calendar year. Depending on your out-of-network benefits and current deductible, this rebate program can drastically reduce your Spravato treatment costs. Many patients pay as little as $10 for each Spravato appointment.
CareCredit
Do you have a CareCredit card? You can use CareCredit to pay for out of pocket services such as ketamine therapy and the dual sympathetic reset. You can also use your CareCredit card to pay for any deductibles or co-pays you may have for insurance coverage services.