Payment & Financing Support for Your
Mental Health Care

For out of pocket treatments, payment and financing options are available to help you get the treatment you need.

financing options

Financing with Rectangle Health

Unlike many providers, Stella Mental Health offers financing through our partnership with Rectangle Health. Rectangle Health is best for those seeking a lower down payment and longer pay-over-time terms:

  • Flexible down payment
  • Multiple payment terms up to 12 months
  • No impact to credit
  • Nearly 100% approvals*
  • $5,000 credit lines for all clients

Insurance Coverage

Stella accepts major insurance plans for intake assessments, Transcranial Magnetic Stimulation, Spravato, integration therapy, and follow-up appointments depending on your state and plan. 

Non-covered treatments are considered self pay. Your dedicated care team will work with you directly to review coverage, process claims, assist with financing applications and more. Use the tool below to explore coverage:

Stella accepts insurance

Depending on your location and plan, selected services may be covered by insurance.

Carecredit

CareCredit

Do you have a CareCredit card? You can use CareCredit to pay for out of pocket services such as ketamine therapy and the dual sympathetic reset. You can also use your CareCredit card to pay for any deductibles or co-pays you may have for insurance coverage services.

 Flexible Financial Support with  

Cost shouldn't stand in the way of getting the treatment you need. Spravato withMe is a cost-savings program that can assist with up to $8,150 of out-of-pocket expenses per calendar year. Depending on your out-of-network benefits and current deductible, this rebate program can drastically reduce your Spravato treatment costs. Many patients pay as little as $10 for each Spravato appointment.

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